Since our humble beginning in 1970,Kramer-Warner Associates has grown to one of the most recognizable and respected insurance agencies in the tri-state area. In a constantly changing insurance industry, Kramer-Warner provides stable and reliable markets for the broad spectrum of our customer’s insurance needs. Since Kramer-Warner is an independent agency, we are not limited to dealing with only one company. Kramer-Warner works with major national, regional, and local insurance companies to meet the needs of our customers. We maintain excellent insurance company affiliations and a state-of-the-art computer system for greater efficiency. The ability to adapt to today’s changing conditions in the insurance industry has positioned Kramer-Warner for a bright future.